AU SMALL FINANCE BANK WALK IN – INTERVIEW FOR SALES OFFICER & SENIOR SALES OFFICER – ANY GRADUATE
AU Small Finance Bank walkin Interview for Sales Officer and Senior Sales Officer for New Delhi / Chandigarh. Candidate should be graduate in any relevant field. .
The complete details of this jobs are as follows :
- Company – AU Small Finance Bank
- Role – Sales Officer and Senior Sales Officer
- Qualification – Any Graduate
- Experience – 0-5 Years
- Location – New Delhi / Chandigarh
AU Small Finance Bank Limited is an Indian Small finance bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd in 1996 and converted to a small finance bank on 19 April 2017.
AU Small Finance Bank serves low and middle income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits and payment products and services.
WHAT YOU WILL BE DOING AS SALES OFFICER AND SENIOR SALES OFFICER – NEW DELHI/ CHANDIGARH
- 100% achievement of the assigned targets for Sales.
- Taking initiative with team for Marketing activities, leafleting, Canopy with team, Identifying new source of business prospect and areas.
- Coordinating with prospective customer and existing customers for sourcing new business, arranging meeting with existing customer at their places and arrange meeting with customer and office for other places – like customer meal, meeting, gathering.
- Serving customer queries and build up customer relationship and develop brand value in the market.
- Attending all the customer queries and providing resolution of their issues accordingly.
- Portfolio Management in Co-ordination with Collection department, collective executive, collection visits, ECS and ACH collection.
- Physical verification of customer’s residence, business, and any other asset crucial from credit point of view and verification of photographs taken by RO, verification of legal papers in originals, checking the title document chain, checking property verification with legal documents, checking the reference of business.
- Flowing PM/CH, BM/PM and senior instruction, coordinating with FI, Collection, Valuation, Legal team for getting the desired visits reports done. Visiting the customers for first FI and meeting, taking the seniors to the customer place for visit and verification.
- Physical Verification of credit related documents like ITR’S, Bank Statements, receipts, ledger etc. and the property documents- Doing OSV (Original Seen and verified) of these documents.
- Preparing basic CAM, appraise, recommendation of cases to appropriate authority, mail approvals from authorities for credit, legal, technical, OPS, Store etc.
- Taking reference check of customer from local market and existing customers
- Following a proper procedure ensuring the proper handling of Property Documents, physical movement of files and papers to central OPS
- Awareness, maintaining and stopping the Early Delinquency, Nonstarter cases in portfolio, train the team to be goal oriented and action oriented, deciding for the treatment of such cases wisely.
- Maintaining least OTC / PDD pendency and timely clearance of the same.
- Ensure to maintain non RPDC portfolio, all cases of portfolio should be ACH.
- Maintaining and collection of fresh bouncing cases EMI with charges as mentioned in policy, try to correct the operational errors, and get the 100% cases repayment in NON PDC mode.
- Collection of fresh data from open marketing activities for tele calling and self-sourcing. Following of the leads so generated from this data receiving from telemarketing team
- Completing the documentation of the files, filling the agreements, formats, and other formalities for the disbursement of the case
- Timely submission of daily MIS and sourcing data to reporting authority
- Providing true and fair opinion based on customer’s interaction.
- Should not involve in any financial/non-financial transaction with the customer.
- Safeguard of company assets provided for serving job responsibilities, like I Card, SIM, Marketing material, Computer Systems etc.